Car crashes can take hours to resolve. You have to wait for the police to come and then arrange to have your disabled vehicle towed for repairs or inspection by the insurance company. Many people dealing with the aftermath of a crash want to get on with their day and may tell themselves that they don’t really need to see a doctor.
Perhaps the driver does not have a good health insurance policy or has no coverage at all. Maybe they are already late to work or an important meeting and just want to get their day back on track. However inconvenient it may be, there are two very compelling reasons to see a doctor after a crash seriously damages your vehicle.
A doctor can spot invisible injuries
Some people don’t have any noteworthy symptoms of their injury until several days after a crash. People refer to some of these dangerous possible injuries as invisible injuries.
For example, a traumatic brain injury might not have symptoms that you noticed until the condition worsens and the symptoms become more serious. The more quickly you seek out medical diagnosis and treatment, the better your prognosis and chances of a full recovery.
Timely diagnosis helps with insurance coverage
Getting your medical care covered through motor vehicle insurance could be a good decision. You won’t have a deductible to worry about or the need to pay out-of-pocket for costs if you don’t have health insurance coverage.
However, insurance companies are notorious for trying to find ways to avoid big claims or to reduce what they pay. The less time there is between the police report and your diagnosis with an injury, the easier it will be for you to make an insurance claim for the care that you need. If you wait several days to seek medical care, the insurance company could claim you got hurt after the crash instead of because of the crash.
Especially when the other driver is at fault, making use of the available car insurance can be a good solution for someone facing not just medical costs but possibly also lost wages because of a car crash. Choosing to see a doctor after a motor vehicle collision could lead to a faster diagnosis and a more complete recovery from your symptoms and may improve your chances of getting the compensation you deserve.